bankruptcies and foreclosures on credit report

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Providing valuable resources for our Lethbridge Real Estate Buyers and Sellers is our top priority.

It is important to have your homes inspected before the final closing occurs. Inspections for insects, radon, and building quality should be performed. Your homeowner's insurance and mortgage should be finalized also. Make sure all the necessary paper work and deposits have been completed before you arrive at the closing.

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bankruptcies and foreclosures on credit report

What if you have a bankruptcy or foreclosure and want to buy a property in the Lethbridge area?

Bankruptcies and foreclosures can remain on a credit report for seven years.

Some lenders will consider a borrower earlier if they have reestablished good credit. The circumstances surrounding the bankruptcy can also influence a lender's decision. For example, if you went through a bankruptcy because your employer had financial difficulties, a lender may be more sympathetic. If, however, you went through bankruptcy because you overextended personal credit lines and lived beyond your means, the lender probably will be less inclined to be flexible.

Questions about Lethbridge Real Estate?

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