what is APR?

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How do you clear up bad credit?

There is no fast and easy way to repair damaged credit that took months or years to occur. The law allows negative information to appear on an individual's credit record from 7 to 10 years. Now, many provinces have specific timeframes if you challenge a credit blemish.

The first step is to check your existing credit record. Anyone can obtain copies of their own credit report free of charge if they have been turned down for credit recently.

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Courtney Atkinson

Century 21 Foothills - Atkinson & Associates

204 - 515 7 St S

Lethbridge, AB, T1J 2G8

Cell: 403.795.7777

info@courtneyatkinson.ca

what is APR?

What is APR?

The Annual Percentage Rate (APR) is the relative cost of credit as defined by the Bank of Canada.

The APR is the actual yearly interest rate paid by the borrower. The APR discloses the real cost of borrowing and is usually about 0.5 percent higher than the note rate.

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