what to do if you get turned down for a loan

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Will bad credit prevent someone from getting a Lethbridge home?

There are numerous types of credit report problems (which may or may not be your fault) that would cause a lender to reject your application for a loan.

Such problems include: missing a credit card payment, defaulting on a prior loan, filing for bankruptcy in the past seven years or not paying your taxes. Other black marks on a credit report include a judgment filed against you (perhaps for non-payment of spousal or child support) or any collection activity.

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Contact Information

Courtney Atkinson

Century 21 Foothills - Atkinson & Associates

204 - 515 7 St S

Lethbridge, AB, T1J 2G8

Cell: 403.795.7777

info@courtneyatkinson.ca

what to do if you get turned down for a loan

What do I do if I get turned down for a loan?

Increasing numbers of loan applicants are finding ways to buy their own home despite past credit problems, a lack of a credit history or debt-to-income ratios that fall outside of traditionally acceptable ranges.

Ask the lender for a full explanation, then appeal the decision in writing.

Questions about Lethbridge Real Estate?

Ask us below or Call us Now at 403.795.7777